Brad, delivers a clear, side-by-side comparison of real estate investing versus annuities as income strategies for retirement. He walks viewers through the hidden costs, time commitments, and risks of being a landlord—contrasting them with the simplicity and guaranteed lifetime income of fixed index annuities. Brad uses relatable examples, such as a \$400,000 investment scenario, and breaks down tax implications, liquidity concerns, and common misconceptions about annuities.